Toronto, a busy city with heavy traffic, sees its fair share of car accidents. If you’re involved in one, it’s important to take the right steps to ensure your safety and protect your rights.
Immediate Steps After an Accident:
- Ensure Safety: Check for injuries and call 911 if necessary. Move your vehicle to a safe spot, activate your hazard lights, and use warning devices to alert others.
- Contact the Police: Call the Toronto Police at 416-808-2222 for accidents with injuries, fatalities, or significant damage (over $2000). For minor incidents, exchange information and report to a Collision Reporting Centre (CRC) within 24 hours.
- Exchange Information: Collect names, contact info, insurance details, and vehicle descriptions from all parties involved, as well as any witnesses.
- Document the Scene: Take photos or videos of the accident scene, capturing vehicle damage, positions, and any relevant details.
- Report to Insurance: Notify your insurance company with all the information and cooperate with their investigation.
Collision Reporting Centres (CRCs) in Toronto:
- North CRC: 416-808-2222
- East CRC: 416-808-2222
- West CRC: 416-808-2222
Seek Medical Attention: Even minor injuries should be checked by a doctor. Toronto has several hospitals, including Sunnybrook, St. Michael’s, and Toronto General, plus walk-in clinics.
Accident Benefits and Lawsuits: Ontario operates under a no-fault insurance system, meaning you’re entitled to benefits from your own insurer, regardless of fault. These include:
- Income Replacement if you can’t work
- Medical and Rehabilitation expenses
- Attendant Care for daily assistance
- Non-Earner Benefits if you’re not employed
If another driver is at fault, you may also file a lawsuit for damages such as pain, suffering, and lost income.
Why Hire a Personal Injury Lawyer: A lawyer can help navigate the complex legal and insurance processes, ensuring you understand your rights, gather evidence, negotiate with insurers, and maximize your compensation.
Knowing the steps to take after an accident and having legal support can ease the recovery process and help you move forward.